Job Description

Overview

As a Model Validation Analyst, you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day.

The impact you’ll have at Concora Credit:

At Concora Credit, you’ll combine your skills in data analytics, statistical modeling, and risk management to improve our models so that they can drive the business in measurable ways. This position offers unlimited growth opportunities for someone who is business driven, detail oriented, and analytically minded. You’ll work alongside the Data Science team to review, assess, and challenge models to ensure they align with the visions of our key stakeholders, our banking partners, and regulatory bodies.

We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.

Responsibilities

As our Model Validation Analyst , you will:

• Review and assess statistical/ML models for our business use cases, including credit risk, marketing, fraud, and operations
• Ensure models are optimal for business purposes and follow the regulatory guidance set forth by our compliance experts and banking partners
• Document model validation activities in written reports and dashboards
• Interface with our internal stakeholders, banking partners, and data science team to align model validation activities
• Identify ways to improve and innovate model validation activities
• Manage and manipulate large data sets using a variety of software packages
• Perform all duties and responsibilities leveraging strong quantitative, critical thinking, and communication skills 

These duties must be performed with or without reasonable accommodation.

Accountability:

All reports, analyses, and recommendations should be completed in a timely manner and with extreme attention to detail. You’ll be expected to thoroughly review all datasets, analysis, and presentations for accuracy, and present your work regularly, and provide supporting evidence for your recommendations. 

We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.

Qualifications

Requirements:

• Bachelor’s degree in a quantitative field (Statistics, Mathematics, Computer Science, or similar) with 3 or more years of data science/statistical model development experience, or MA/MS in a quantitative field
• Experience in machine learning techniques, such as Gradient Boosted Trees, Logistic Regression, Neural Networks, Unsupervised Learning, etc.
• Proficiency in Python, Excel, and SQL
• Ability to write technical documents and PowerPoint decks and present them to audiences of different technical disciplines
• Excellent problem-solving and strong quantitative skills
• Disciplined attention to detail
• Strong ability to work proactively and collaboratively in a cross-functional team to drive results
• Results Focus: Self-starter with the ability to work independently and with a team

Preferred Requirements:

• Familiarity with credit bureaus and alternative data sources.
• Strong communication skills – verbal and written.

What’s In It For You:

• Medical, Dental and Vision insurance for you and your family
• Relax and recharge with Paid Time Off (PTO)
• 6 company-observed paid holidays, plus 3 paid floating holidays
• 401k (after 90 days) plus employer match up to 4%
• Pet Insurance for your furry family members
• Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
• We invest in your future through Tuition Reimbursement
• Save on taxes with Flexible Spending Accounts
• Peace of mind with Life and AD&D Insurance
• Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability

Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Employment-based visa sponsorship is not available for this role.

Concora Credit is an equal opportunity employer (EEO).

Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.

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