Job Description

Licensed Insurance Agent

Choice Financial Group is an industry leader specializing in delivering strategic support for the profitable growth of property and casualty, life, health, and employee benefits insurance agencies. With our firm commitment to the industry, we are expanding our market presence through targeted acquisitions and organic growth. The company's recognition as one of the fastest-growing companies in our industry by Inc. 5000 and as one of the top 100 brokers of U.S. business by Business Insurance reflects our commitment.

We seek a Licensed Insurance Agent in New Jersey with extensive knowledge of New Jersey insurance laws and regulations, and proven experience in both personal lines and commercial lines insurance. This is a hybrid working environment and the ideal candidate will be bilingual in English and Spanish, with a strong understanding of the New Jersey insurance market and a commitment to delivering exceptional client service. Join our Georgia Pines: Miramar & Zirpolo team as a dynamic P&C Licensed Agent. You'll play a pivotal role in our operations.

Primary Responsibilities & Essential Functions:

• Advise clients on appropriate personal and commercial insurance policies based on their needs and risk profile.
• Evaluate and underwrite new and renewal policies in accordance with New Jersey law and carrier guidelines.
• Ensure compliance with all applicable state regulations and agency policies.
• Generate new business opportunities through networking, referrals, and local market knowledge.
• Maintain and grow a portfolio of clients while offering professional, prompt, and courteous service.
• Assist Spanish-speaking clients with policy selection, claims processes, and general insurance education.
• Handle policy changes, endorsements, renewals, and documentation with accuracy and efficiency.
• Act as a liaison between clients and insurance carriers to facilitate effective communication and service resolution.
• Stay current with changes in state regulations, carrier products, and industry trends.

Experience & Abilities:

• Active New Jersey Property & Casualty Insurance License (Required)
• Minimum 35 years of experience in both personal lines and commercial lines insurance
• Strong understanding of New Jersey-specific insurance laws and regulations
• Fluent in English and Spanish (verbal and written)
• Excellent interpersonal, organizational, and customer service skills
• Proficiency with agency management systems and insurance quoting platforms
• Self-motivated with the ability to work independently and as part of a team
• Deep knowledge of the New Jersey insurance market, including regional risks, carrier options, and client demographics
• Experience with multiple insurance carriers and a wide variety of policy types
• Background in customer retention and upselling/cross-selling strategies
• Familiarity with CRM systems and digital communication tools

Benefits:

• Performance incentive pay in addition to annual compensation
• Employee Health Benefits (medical, dental, vision)
• 401(k) Retirement Plan
• Employer-paid Group Life Insurance
• Paid time off
• Paid holidays
• Paid Bereavement
• Gym membership reimbursement
• Employee Referral Bonus

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